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Our Mortgage Services

We provide a full range of mortgage solutions for Ontario homeowners, buyers, and investors — from traditional residential financing to flexible alternative options.

Primary Home Financing

Residential Mortgages
For purchasing or renewing a primary residence with access to competitive rates.
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Mortgage Refinancing
Access home equity to lower payments, consolidate debt, or restructure your mortgage to better fit your needs.
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First-Time Home Buyers
Access home equity to lower payments, consolidate debt, or restructure your mortgage to better fit your needs.
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Equity & Credit-Flexible Solutions

Second Mortgages
For homeowners needing additional funds while keeping their existing first mortgage in place.
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Private Mortgages
Short-term, equity-based solutions for borrowers who don’t meet traditional lending criteria.
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Debt Consolidation
Combine high-interest debts into a single mortgage solution secured against your home equity.
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Investment & Business Financing

Commercial Mortgages
Financing solutions for income-producing and owner-occupied commercial properties.
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Construction Financing
Structured funding for residential or commercial construction projects at various stages of development.
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Power of Sale Help
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Power of Sale Resuce
Power of Sale Rescue in Ontario — Fast, Legal, and Confidential-Power of Sale Help
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Contact

Rick Bettencourt, Mortgage Broker Level 2,
FSRA License #M11002425

licensed with Chartered Finance,  Brokerage #12791
#302 – 7300 Warden Ave, Markham, Ontario.


Emai: rick@chartered-finance.comPhone: (647) 952-1661

Helping Ontario homeowners access practical mortgage solutions with clarity and confidence.

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