Flexible approvals for self-employed, complex income, credit challenges, or time-sensitive situations.
Self-employed / incorporated income
Recent separation / settlement payouts
Non-traditional property types
Short timelines / urgent approvals
High debt ratios but strong equity
Credit challenges or recent life events
30-second overview
Rates vary by credit, income, equity, property, timeline
Alternative lending may cost more short-term, but solves the problem
You’ll receive a breakdown before any commitment
We help homeowners across Ontario get fast, confidential approvals — even with bruised credit or urgent timelines. No credit check required to start.
✔ Fast approvals
✔ Private lenders across Ontario
✔ No credit score minimum
✔ 100+ homeowners funded
✔ Fully confidential process
★★★★★ Rated 5 Stars on Google
“Amazing service. Helped me get approved when the banks said no. Very professional, fast, and honest.”
-Shane S.
“Excellent communication. Helped with a second mortgage and debt consolidation — couldn’t be happier.”
Lynda B.
“Very knowledgeable and helpful from start to finish. Made the entire mortgage process much easier.”
Domenic V.
Rick Bettencourt, Mortgage Broker Level 2,
FSRA License #M11002425
licensed with Chartered Finance, Brokerage #12791
#302 – 7300 Warden Ave, Markham, Ontario.
Mortgage services provided through Chartered Finance,
operating as Pure Mortgage Advisory Services
Helping Ontario homeowners access practical mortgage solutions with clarity and confidence.
© 2025 Pure Mortgage Advisory Services. All rights reserved.