Access tax-free home equity without selling your home — and without monthly mortgage payments
No obligation • Ontario Homeowners
• 24–48 hr review
Prefer to talk first? Speak with an expert →
Speak to An ExpertFor Ontario homeowners aged 55+
Stay in your home while unlocking equity
No monthly mortgage payments required
Funds can be lump sum or installments (based on approval)
Clear guidance, no pressure
30-second overview
A reverse mortgage is a home loan available to Canadian homeowners aged 55+ that lets you access a portion of your home equity as tax-free funds. Unlike a traditional mortgage, you typically don’t make monthly mortgage payments. The loan is usually repaid when the home is sold or the estate is settled.
Reverse mortgages are not right for everyone. The best first step is understanding how it works and comparing alternatives.
You want extra monthly cash flow in retirement
You want to reduce high-interest debt
You want to cover home repairs or renovations
You need funds for healthcare or in-home support
You want to help a family member without selling your home
You want to stay put and avoid downsizing pressure
Access tax-free home equity
No required monthly mortgage payments
Remain in your home and keep ownership
Flexible use of funds (income, renovations, debt, family support)
Helps improve cash flow stability
Fill out our short form or call us directly.
We assess your home value, mortgage position, and funding goals.
We match you with the right lender and move quickly toward closing.Approvals can happen in days — not months.
★★★★★ Rated 5 Stars on Google
“Amazing service. Helped me get approved when the banks said no. Very professional, fast, and honest.”
-Shane S.
“Excellent communication. Helped with a second mortgage and debt consolidation — couldn’t be happier.”
Lynda B.
“Very knowledgeable and helpful from start to finish. Made the entire mortgage process much easier.”
Domenic V.
At Chartered Finance, we help Ontario homeowners understand mortgage options — including reverse mortgages — with a straightforward review of pros, cons, and alternatives. If it’s not a fit, we’ll tell you.
Rick Bettencourt, Mortgage Broker Level 2,
FSRA License #M11002425
licensed with Chartered Finance, Brokerage #12791
#302 – 7300 Warden Ave, Markham, Ontario.
Helping Ontario homeowners access practical mortgage solutions with clarity and confidence.
© 2025 Pure Mortgage Advisory Services. All rights reserved.