Access fast, flexible funding even if the bank has said no. Perfect for homeowners dealing with debt, unexpected bills, or temporary financial stress
We help homeowners use their equity to solve real financial problems — even with bad credit or complex situations. Reach out Today to Speak to one of our Licensed Mortgage Specialist — Helping Homeowners in Ontario Since 1995. Secure, Fast, No obligation.
Unexpected financial stress happens — but it shouldn’t cost you your home or your peace of mind. A second mortgage lets you access your home’s equity without touching your current first mortgage or rate.
Consolidate high-interest debt
Catch up on missed mortgage or tax payments
Avoid power of sale or legal action
Cover urgent expenses or emergencies
Fund repairs or home improvements
Support your business or cash flow
You may qualify if:• You are a homeowner in Ontario
• You have built equity in your property
• You need access to capital quickly
• Your credit is bruised, fair, or challenged
• Your bank declined your applicationWe specialize in cases that traditional lenders reject.
Fill out our short form or call us directly.
We assess your home value, mortgage position, and funding goals.
We match you with the right lender and move quickly toward closing.Approvals can happen in days — not months.


We help homeowners across Ontario get fast, confidential approvals — even with bruised credit or urgent timelines. No credit check required to start.