You Still Have Options
Timing matters — options narrow as Power of Sale progresses.
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If your lender has started the power of sale process in Ontario, you are likely dealing with missed payments, mounting pressure, and very limited time. Power of sale help is designed to give Ontario homeowners options before a property is sold — even after a notice has been issued. Depending on your situation, solutions may include refinancing, private or alternative lending, restructuring existing debt, or working with lenders to delay or stop the power of sale.
The goal is to protect your remaining equity and create time to stabilize your finances. Power of sale does not automatically mean foreclosure, and it does not mean you are out of options. Acting early is critical, but help is still possible at many stages of the process. This page explains how power of sale works in Ontario and the steps you can take right now.
Below, we outline how we help homeowners navigate power of sale situations and what steps you can take next.
30-second overview
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Free Guide: Power of Sale Rescue
Stop power of sale before your home is listed
Pay off arrears and legal fees
Refinance even with bad credit or late payments
Access private lending options fast
Negotiate with lenders on your behalf
24–48 hour turnaround available
Share details about your arrears, lender, and timelines. No credit check required to review your options.
We assess your home’s equity and legal status to structure a plan — often involving a second mortgage or urgent refinance.
If approved, funds can be arranged in 24–48 hours, giving you back control of your home.
Rick Bettencourt, Mortgage Broker Level 2,
FSRA License #M11002425
licensed with Chartered Finance, Brokerage #12791
#302 – 7300 Warden Ave, Markham, Ontario.
Helping Ontario homeowners access practical mortgage solutions with clarity and confidence.
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